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Terms & Conditions

Please read these terms carefully before using our services.

Effective Date: February 1, 2026  |  Last Updated: February 1, 2026

These Terms and Conditions ("Terms") govern your access to and use of the Red Rock Funders website and services ("Services"). By accessing or using our website, submitting an application, or otherwise engaging with our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. About Our Services

Red Rock Funders is an Independent Sales Organization (ISO) that connects businesses with capital solutions from our network of funding partners. We are not a direct lender. We facilitate the application and matching process between business owners seeking capital and funding providers. All funding decisions, terms, and conditions are determined by the respective funding partner.

2. Eligibility

To use our Services and submit an application, you must:

  • Be at least 18 years of age
  • Be an owner or authorized representative of a business operating in the United States
  • Provide accurate, truthful, and complete information in your application and all communications

3. Application Process

Submitting an application through our website does not guarantee approval for funding. Your application information will be reviewed and may be shared with our funding partners to evaluate your eligibility. You agree that all information provided in your application is accurate and complete. Providing false or misleading information may result in denial of your application and termination of services.

4. No Guarantee of Funding

Red Rock Funders does not guarantee that your application will be approved, that you will receive any specific funding amount, or that specific terms will be offered. Funding decisions are made by our funding partners based on their own underwriting criteria. We make no representations or warranties regarding the terms, rates, or availability of funding.

5. Use of Information

By submitting an application, you authorize Red Rock Funders to:

  • Collect, store, and process the information you provide
  • Share your application information with funding partners and service providers for the purpose of evaluating and fulfilling your funding request
  • Contact you via email, phone, or text message (if opted in) regarding your application and our services
  • Use your information in accordance with our Privacy Policy

6. SMS/Text Messaging Terms of Service

Red Rock Funders offers an SMS messaging program to provide application updates and account-related notifications. By opting in to our SMS program, you agree to the following terms:

6.1 Program Description

The Red Rock Funders SMS program sends informational and account-related text messages, including but not limited to: application status updates, funding notifications, document requests, account reminders, and customer service communications. This program is not used for marketing or promotional purposes.

6.2 Opt-In and Consent

You may opt in to receive text messages from Red Rock Funders by checking the SMS consent checkbox on our application form and providing your mobile phone number. Your consent to receive text messages is not required as a condition of applying for or receiving funding. Providing your phone number without checking the SMS consent box does not constitute opt-in for text messaging.

6.3 Message Frequency

Message frequency varies based on your application status and account activity. You may receive multiple messages during active application processing. Recurring messages may be sent for ongoing account notifications.

6.4 Message and Data Rates

Message and data rates may apply depending on your mobile carrier and plan. Red Rock Funders is not responsible for any charges incurred by your carrier for sending or receiving text messages.

6.5 Opt-Out

You may opt out of receiving text messages at any time by replying STOP to any message from Red Rock Funders. After sending STOP, you will receive a single confirmation message, and no further text messages will be sent to you. Opting out of text messages does not affect your application or funding status.

6.6 Help

For assistance with our SMS program, reply HELP to any message. You may also contact us directly at info@redrockfunders.com or (555) 123-4567.

6.7 Privacy

Your privacy is important to us. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties. For full details on how we handle your information, please review our Privacy Policy.

6.8 Carrier Liability

Carriers (such as AT&T, T-Mobile, Verizon, etc.) are not liable for delayed or undelivered messages. Message delivery is subject to effective transmission by your mobile carrier.

7. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of Red Rock Funders or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without prior written permission.

8. Limitation of Liability

To the maximum extent permitted by law, Red Rock Funders and its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our Services, including but not limited to loss of profits, data, or business opportunities.

Our total liability for any claim arising from or related to these Terms or our Services shall not exceed the amount you have paid to Red Rock Funders, if any, in the twelve (12) months preceding the claim.

9. Disclaimers

Our Services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of harmful components. We make no guarantees regarding the accuracy or completeness of any information provided through our Services.

10. Indemnification

You agree to indemnify and hold harmless Red Rock Funders and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from your use of our Services, your violation of these Terms, or your violation of any third-party rights.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state in which Red Rock Funders is organized, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of that jurisdiction.

12. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our Services after any changes constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Us

If you have any questions about these Terms, please contact us:

Red Rock Funders
Email: info@redrockfunders.com
Phone: (555) 123-4567
Address: [Your Business Address]

Red Rock Funders

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